The Financial Planning Process at Med-Ex

How your financial plan is developed

Financial planning is a very personal matter.
No two people have identical circumstances,
wants and needs. What’s more, wants
and needs often change over time.
So you would expect that an integral
part of what we offer is a regular
Review Process.

We follow a financial planning process which has been
carefully designed, making quite sure that you know what’s
happening at every stage.

Introduction to Med-Ex process and what you can expect from us

As a first step, we will arrange to call and see you for an introductory meeting. We will explain fully how our service works and discuss your primary financial wants and needs. Between us, a decision can be made as to whether we can help you achieve your objectives be they short, medium or long term.

Working together: The next step

If it is agreed that you could benefit from our service, we will usually go into much greater detail with you, looking at your objectives and financial questions to better define them. We always seek full information even though the majority of our clients want limited advice.

(At this stage we can also use information to complete a thorough personal financial overview with a very detailed plan and report. This is 'full information full advice' and is provided as a separate fee-based service.)

Working together: Developing a plan of action

Now, with a full understanding and agreement of your circumstances and priorities, we will provide an outline strategy to meet your wants, needs and objectives. This outline confirms your stated objectives, both in the short and over the longer term.

Implement your plan: The next step is for us to present you with our solutions and recommended courses of action. At this meeting each recommendation will be carefully explained and all your questions will be answered. It is, of course, your decision whether to implement those recommendations, in full or in part, at that point or later on. Attainment of your wants and needs, whether it be through some or all of the recommendations, will only arise from positive action and your own desire to make them happen.

Working together: Monitoring your progress –
Introducing Med-Ex Risk & Reward

As a client of Med-Ex, your wants and needs will be regularly reviewed – at least once a year – through Med-Ex Risk & Reward. This will be a one-to-one meeting. Each review also takes account of any changes in your personal circumstances, financial market conditions and relevant legislation, and includes an updated and very detailed report on your holdings.