Our fees
We know how important clarity is when it comes to your money. That’s why we’re transparent about our fees, making it clear how much you can expect to pay when working with us.
Because every client is unique, with different goals and requirements, there’s no one-size-fits-all fee. One thing you can be sure of is that we’ll always be upfront about costs and work hard to provide excellent value for money.
Our service options
You can choose whether to work with us on an ongoing basis or pay as you go for services as you need them. As well as benefitting from regular updates and reviews, our ongoing clients receive loyalty discounts for further advice and specialist services.
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Six-monthly review – If you prefer to keep a keen and informed eye on your affairs, consider this twice-yearly review of your LifePlan, asset allocation and funds analysis, a personal tax review and personalised service. It costs £106 a month plus the 0.75% annual service fee.
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Annual review – This option offers all the benefits of the six-month review service on an annual basis. It costs a maximum of £75 a month, plus the 0.75% annual service fee.
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Specialist service (pay as you go) – You can just contact us when you need assistance from our full menu of services, such as mortgage advice, tax or estate planning, or an NHS Pension review.
Overview of our financial planning fees and charges
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The initial discovery meeting – free of charge for everyone.
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Initial advice and basic planning – £1,400. For ongoing clients, this will include preparing your LifePlan, associated advice, recommendations and written report.
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Specialist services, such as pensions, mortgages, trusts and personal tax advice – a pre-arranged fixed fee based on your requirements, ranging from £355 to £1,400. All ongoing clients receive a 10% discount on specialist services.
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For investments and/or pension transfers, there’s a staggered implementation fee ranging from 0.9% to 3% depending on the size of your fund and whether you’re an ongoing client.
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Annual service fee – 0.75% of the value of funds under management. There’s no charge for fund switching, portfolio rebalancing or taking on existing portfolios.
You can find full details of our fees and charges in our
Terms of Engagement on the Resources page